The Ontario Child Benefit (OCB) is a vital financial support program for families in Ontario, Canada, designed to help with the cost of raising children. In 2025, eligible families can receive up to $140 per month per child, amounting to a maximum annual benefit of $1,680. Whether you’re a new parent, a caregiver, or simply exploring options to supplement your family’s income, this guide will help you understand the eligibility criteria, how to apply, and when to expect payments.

$140 Monthly Ontario Child Benefit In 2025:
Feature | Details |
---|---|
Monthly Payment | Up to $140 per child |
Annual Total | $1,680 per child |
Eligibility | Residents of Ontario, primary caregivers of children under 18, eligible for the Canada Child Benefit (CCB), and meeting income criteria. |
Payment Date | 20th of each month (or the last business day before if it falls on a weekend/holiday) |
Income Threshold | Full benefit for families earning $25,646 or less, partial benefits for higher incomes |
Application | Automatically assessed with Canada Child Benefit (CCB) application |
Official Info | Ontario Child Benefit – Official Website |
The Ontario Child Benefit (OCB) in 2025 offers a significant financial boost for families, providing up to $140 per month per child. By meeting the eligibility criteria, filing taxes on time, and applying through the Canada Child Benefit process, families can ensure they receive this vital support. Whether you’re a new parent or navigating financial challenges, the OCB is here to help you provide a stable and healthy environment for your children.
What Is the Ontario Child Benefit (OCB)?
The Ontario Child Benefit is a tax-free financial assistance program for families in Ontario to help cover the costs of raising children under 18 years old. It’s designed to ensure that children, regardless of their family’s income, have access to the essentials they need for a healthy upbringing.
The program was introduced to address disparities in income levels and ensure that children in low- and moderate-income families can benefit from better opportunities. By offering up to $140 per month per child, this program provides meaningful support to families who might otherwise struggle to cover basic needs. Importantly, the OCB is delivered alongside the Canada Child Benefit (CCB) for streamlined access.
Families that qualify for the OCB often use it for essentials such as school supplies, groceries, extracurricular activities, and healthcare needs. With rising costs of living, the OCB serves as a lifeline for many households, giving parents greater financial flexibility to invest in their children’s future.
Eligibility Criteria for the $140 Monthly Ontario Child Benefit In 2025
To qualify for the Ontario Child Benefit in 2025, you must meet the following conditions:
1. Residency Requirements
You must be a resident of Ontario and live in the province while receiving the benefit. Proof of residency may include a valid Ontario address or documentation such as utility bills, leases, or government-issued identification.
2. Primary Caregiver Status
You must be the primary caregiver for a child under the age of 18. This typically applies to parents or legal guardians. If you share custody, your benefit amount may be split based on the agreed custody arrangement.
3. Canada Child Benefit Eligibility
You must be eligible for the Canada Child Benefit (CCB). This federal benefit is calculated based on your family’s net income, so ensuring accurate tax filing is critical. Families already receiving the CCB are automatically assessed for the OCB.
4. Income Threshold
The OCB provides maximum payments to families with an adjusted family net income of $25,646 or less. Families with higher incomes may still qualify for partial benefits, but the amount decreases as income rises. The CRA uses a sliding scale to determine how much you qualify for based on your income.
5. Tax Filing Requirement
You and your spouse (if applicable) must have filed your income tax returns for the previous year. The Canada Revenue Agency (CRA) uses your tax information to assess eligibility. Failing to file taxes could result in delays or loss of benefits.
Filing taxes even if you have no income ensures you’re eligible for these benefits. New immigrants and those experiencing financial hardship are encouraged to consult community tax clinics for assistance.
How to Apply for the $140 Monthly Ontario Child Benefit In 2025
Applying for the OCB is straightforward, as it is integrated with the Canada Child Benefit (CCB) application process. Here are the steps:
Step 1: File Your Taxes
Ensure you and your spouse (if applicable) file your income tax returns every year. This is critical because the CRA uses your tax information to determine your eligibility and benefit amounts. If you haven’t filed taxes in previous years, you can still do so retroactively to claim benefits you may have missed.
Step 2: Apply for the Canada Child Benefit (CCB)
If you are not already receiving the CCB, you can apply:
- Online: Through the CRA’s My Account.
- By Mail: Complete Form RC66 (Canada Child Benefits Application) and submit it to your tax centre. Be sure to provide all supporting documents required to avoid delays.
Step 3: Birth Registration Integration
In Ontario, parents can apply for the CCB and OCB automatically while registering their newborn’s birth. This seamless process ensures new parents don’t miss out on benefits they’re entitled to.
Step 4: Update Your Information
Notify the CRA of any changes to your family situation, such as marital status, custody arrangements, or number of dependents. Keeping your information up to date ensures you receive the correct benefit amounts.
When Will You Receive OCB Payments?
The OCB is paid out monthly, combined with the Canada Child Benefit. Payments are typically issued on the 20th of each month, or the last business day before the 20th if it falls on a weekend or public holiday. Here’s the 2025 payment schedule:
- January 20, 2025
- February 20, 2025
- March 20, 2025
- April 18, 2025
- May 20, 2025
- June 20, 2025
- July 18, 2025
- August 20, 2025
- September 19, 2025
- October 20, 2025
- November 20, 2025
- December 19, 2025
Parents who rely on these payments often plan their budgets around these dates. Direct deposit ensures quicker access, so consider setting this up through the CRA if you haven’t already.
Practical Example: Calculating Your OCB
Let’s say you have two children under 18, and your family’s net income is $23,000. Since your income is below the $25,646 threshold, you qualify for the maximum monthly benefit:
- $140 per child x 2 children = $280 per month
- $280 x 12 months = $3,360 annually
If your income were $30,000, you might receive a reduced benefit, as the amount decreases for incomes above the threshold. The CRA will calculate the exact amount for you.
Here’s another example: If you have one child and your income is $27,000, you may receive around $100 per month, depending on the CRA’s calculation. Always refer to the CRA or consult with a tax professional for personalized estimates.
Frequently Asked Questions (FAQs)
1. What happens if I don’t file my taxes?
You won’t receive the OCB or CCB if you fail to file your income tax return. Filing taxes is mandatory for benefit assessment. If you’ve missed filing for previous years, it’s not too late to catch up and claim back benefits.
2. Can I receive the OCB for a foster child?
No, the OCB is not available for foster children, as they are already supported through the provincial foster care system.
3. What if my income changes during the year?
The OCB is calculated annually based on your previous year’s income. Changes in your income during the current year will affect next year’s benefit. Inform the CRA of major income changes to avoid discrepancies.
4. How can I check my OCB payment status?
Log in to your CRA My Account to view payment details and eligibility. You can also contact the CRA directly for assistance.
5. Is the OCB taxable?
No, the OCB is a tax-free benefit and does not need to be reported as income. This means it won’t affect your taxable income for other credits or programs.